Car ownership costs in Indiana
What it costs to own a car in Indiana beyond the sticker price — sales tax, annual registration, vehicle property tax, inspection requirements, and title fee.
Estimated — not yet source-verified.Estimated — not yet source-verified. This figure is a knowledge estimate we have not yet confirmed against the official source, so this page is not indexed. Treat it as a rough guide only and verify with your state DMV or department of revenue.
- Vehicle sales tax
- 0.07%
- Indiana state sales tax on vehicles is 7%. No local sales tax. Trade-in credit reduces taxable amount.
- Annual registration fee
- ~$21/yr
- Annual registration $21.35 for passenger vehicles.
- Vehicle property tax
- No vehicle property tax
- No separate annual personal property tax on vehicles.
- State inspection
- Not required
- Indiana does not require periodic vehicle inspections.
- Title fee
- ~$15
- One-time fee at purchase. Amount may vary.
- Example: $35,000 vehicle
- Sales tax: $25
- + $21/yr registration + no property tax
How state fees affect your car's true cost in Indiana
When you buy a vehicle in Indiana, the first state cost you'll face is the sales tax of 0.07%. On a $35,000 vehicle, that's roughly $25 due at the time of purchase — in addition to the dealer's price.
After the purchase, Indiana charges an estimated $21 per year to register the vehicle. Annual registration $21.35 for passenger vehicles.
Indiana does not impose a personal property tax on vehicles — which is a meaningful advantage over states that do, where owners can pay 0.5%–2% of the vehicle's value annually.
Indiana does not require a state vehicle inspection, saving the time and cost of periodic safety or emissions testing.
Calculate your full 5-year ownership cost in Indiana
The TCO calculator pre-fills Indiana's sales tax and registration fee. Add your purchase price, loan terms, fuel type, and insurance to see the complete picture.
Open TCO calculatorFrequently asked questions
What is the car sales tax in Indiana?
The vehicle sales tax rate in Indiana is 0.07%. On a $35,000 vehicle that works out to roughly $25 at the time of purchase. Indiana state sales tax on vehicles is 7%. No local sales tax. Trade-in credit reduces taxable amount.
How much is vehicle registration in Indiana?
The estimated annual vehicle registration fee in Indiana is around $21 per year. Annual registration $21.35 for passenger vehicles.
Does Indiana have a vehicle property tax?
No. Indiana does not impose an annual personal property tax on vehicles. No separate annual personal property tax on vehicles.
Is a vehicle inspection required in Indiana?
No. Indiana does not require a state vehicle inspection. Indiana does not require periodic vehicle inspections.
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