Ownership dashboard
Free car ownership cost tools
Estimate the real cost of owning a car: depreciation, financing, fuel, insurance, maintenance, and state fees before you sign anything. Everything runs locally in your browser.
5-Year True Cost of Ownership Calculator
Depreciation, financing, fuel, insurance, maintenance, and state fees in one report.
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Lease vs. Buy Calculator
Total lease cost vs. buy-and-sell cost over 3 years — see which is cheaper and by how much.
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Auto Loan & Refinance Calculator
Monthly payment, total interest, and amortization — plus a refinance comparison mode.
Open tool How these tools work. Calculations run in your browser using public data
and standard ownership formulas. We do not sell cars, arrange financing, or earn commissions on the tools themselves.
See our methodology
and how we make money.
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